Use of websites

Please read the terms and conditions carefully before using this Website www.tvsinsurance.in owned by TVS Insurance. The term "TVS Insurance" or "us" or "we" refers to TVS Insurance. These terms and conditions shall apply to all visitors, users, customers and others (You, Your, You’re etc.) who access or use any service from this Website.

Upon accessing the Website, you become legally bound by these Terms and Conditions even before you begin to utilize any service offered herein or gather any information or purchase any products from the Insurance Company/ies from this Website.

You are hereby advised to visit the Website and read the terms and conditions page carefully before purchasing or utilising any of the services from this Website. In case you do not agree with any of the terms stated herein, please do not use our Website.

If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern our relationship with you in relation to this Website.

TVS Insurance solely reserves the rights to modify/alter/remove any of the terms and conditions as stated herein. The revised terms and conditions shall be displayed/published immediately on this Website which shall become effective immediately upon such publication.

The contents of this Website are for your general information and use only and are subject to change without notice.

This Website may ask to use cookies to monitor browsing preferences. If you do allow cookies to be used, we may have access to your information. Please read our Privacy Policy to know how we collect, store and use your information.

Your use of any information or materials on this Website shall be entirely at your own risk, and it shall be your own responsibility to ensure that any products, services or information available through this Website meets your specific requirements.

All trademarks reproduced in this Website which are not the property of, or licensed to TVS Insurance are acknowledged on the website. Please refer to our Copyright and Ownership information for more details.

Unauthorised use of this Website may give rise to a claim for damages and/or be a criminal offence as per statutory regulations in force.

From time to time this Website may also include links to other websites. These links are provided for your convenience to provide further information. They do not indicate that we endorse the website(s). We take no responsibilities for the contents of the linked website(s).

Your use of this Website and any dispute arising out of such use of the Website shall be subject to the laws of India and shall be submitted to the exclusive jurisdiction of Courts in Chennai.

The prospects right to cancel’ if applicable, as well as the duration of the cancellation period and procedures for exercising that right, will be as specified by the respective Insurer based on the respective products.

The time limit on the validity of the information provided will be as specified by the respective Insurer.

Prospect's/visitor's particulars could be shared with insurers.

The information displayed on this website is of the respective insurers with whom our company has an agreement.

Product information displayed on this website is solely based on the information received from the Insurer.

It shall be at the sole discretion of the Insurance Company (enrolled with us) to accept or deny any offer made by you.

The prices fixed for the Insurance Products are at the sole discretion of the Insurance Company which is subject to be modified without notice. TVS Insurance shall not be liable for the change in prices, withdrawal of any offers, changes in any timelines or any other guidelines specified by the Insurance Company/ies enrolled in this Website.

As per IRDAI regulations, you will be making all payments directly to the respective Insurance Company/ies whose insurance policy you propose to purchase. TVS Insurance shall not refund any amount to you. In case of any payment failure, the premium paid for an insurance product will be refunded as per the policy of the Insurance Company from whom the purchase has been made. Similarly, all cancellations will be done by the respective Insurance Company/ies and not by us.

A soft copy of the insurance policy purchased by you through TVS Insurance will be emailed to you by TVS Insurance or the insurance company or by both.

Insurance is the subject matter of solicitation.

You will be solely responsible for the use of any information or services or for the purchase of any insurance products from this Website.

Your use of any information or materials obtained from this Website shall be entirely at your own risk, for which TVS Insurance shall not be liable. The Website permits third party links on which TVS Insurance has no control, and TVS Insurance assumes no responsibility for the content, privacy policies, or practices of such third parties.

The information contained in this Website is for general purpose only. The information is provided by TVS Insurance which comes from various sources and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability of it. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from, or in connection with, the use of this Website.

The information provided on the Website is not intended to be taken as insurance advice with respect to any individual or situation. You are advised to consult with your insurance advisor with respect to individual cover issues.

Every effort is made to keep the Website up and running smoothly. However, TVS Insurance takes no responsibility for, and will not be liable for, the Website being temporarily unavailable due to technical issues beyond our control.

We accept no responsibility or liability for any damage to hardware or software caused to you by downloading material from the Website. You must ensure that your computer has all the necessary software to protect you from computer viruses.

This website and its content is copyright of TVS Insurance Broking Limited- ©TIBL 2016. All rights reserved.

This Website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions. All trademarks reproduced in this website which are not the property of, or licensed to TVS Insurance are acknowledged on the website.

Any redistribution or reproduction of part or all of the contents in any form is prohibited other than for the following:

• you may print or download to a local hard disk extract for your personal and non-commercial use only
• You may not, except with our express written permission, distribute or commercially exploit the content. Nor may you transmit it or store it in any other website or other forms of the electronic retrieval system.

The contents of this Website are owned by or licensed to TVS Insurance and are protected by the intellectual property laws of India.

TVS Insurance may, at its sole discretion remove or delete or modify any of the contents posted in the Website without any notice.

TVS Insurance WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES IN CONNECTION WITH THIS WEBSITE OR THE PRODUCTS IN ANY MANNER, INCLUDING LIABILITIES RESULTING FROM USING OR INABILITY TO USE THE WEBSITE, ITS CONTENTS OR PRODUCTS SOLD HEREIN.